How much can be released?

This is based on two key issues - the agreed value of the property (determined by an independent valuation) and also the age of the youngest borrower

The following LVRs are available on the Reverse Mortgage loan:

Loan value ratios
Age	LVR		Age	LVR		Age	LVR		Age	LVR
65	15.0%		75	30.0%		85	40.0%		95+	50.0%
66	16.0%		76	31.0%		86	41.0%
67	17.0%		77	32.0%		87	42.0%
68	18.0%		78	33.0%		88	43.0%
69	19.0%		79	34.0%		89	44.0%
70	20.0%		80	35.0%		90	45.0%
71	22.0%		81	36.0%		91	46.0%
72	24.0%		82	37.0%		92	47.0%
73	26.0%		83	38.0%		93	48.0%
74	28.0%		84	39.0%		94	49.0%

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