Investment Property Reverse Mortgage Loan

RBS has developed this loan product to enable people to release some of the equity trapped in their residential investment properties The key differences of our Investment Property loan are:

• The borrower must be over 65
• The option of either a 5 year term or a 20 year term
• You may borrow up to 40% of the value of the home if taking up the 5 year option or standard LVRs apply if taking up the twenty year loan

The reason we have a relatively short term is to enable us to lend a larger sum than would be possible if applying standard loan for age ratios.

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