Before you decide

Before you make any decisions about applying for the our Accommodation Bond Loan, we ask you to do a whole lot of talking.

Firstly, we suggest you talk things through thoroughly with your partner or relatives and read all our available information.

It is equally important to discuss the Loan with your family members and any other beneficiaries. If you apply for a Accommodation Bond Loan and are accepted, their inheritance may be affected and they may wish to assist you in your application process.

We also require that you obtain the independent professional advice of a financial adviser. Your financial adviser will be able to weigh up the pros and cons of whether an Accommodation Bond Loan is the right move for you and which options available are the most suitable. If you do not have a financial adviser please contact us and we can help you locate one locally.

You also need to consult your own solicitor or legal adviser.

If you are on a pension, or receiving any government payments, you should check with Centrelink as to how taking out an Accommodation Bond Loan could affect your payments.

RBS also has a Customer Enquiries line, where our team of understanding and knowledgeable staff will answer any further questions you may have. Just call 1800 999 959.